Out of Network Insurance?

Why Would I Go
Out-of-Network When I have Insurance?

When you’re looking for quality dental care for yourself and your family, you want to be sure you’re getting the best care in the most comfortable setting possible without breaking the bank.


We understand that, and we’re here to help. Going to the dentist can be anxiety-inducing, but we are known for providing the most comfortable dental experience possible and that’s why over 4,000 of our out-of-network patients

in the Richmond, Chesterfield, Midlothian and surrounding areas have written 5-star reviews of their experiences with Drs. Stenger, Cole, Gupta & Associates. 


Many of our patients come to us from out of network because they trust us to provide the comforting environment and quality care they need for themselves and their family members. 


Many people think they are limited to using only dental practices that are considered in-network via their insurance company, and that they will have to pay 100% out of pocket if they choose a practice that’s out-of-network. 


We have good news – that’s simply not true. Many dental insurance plans will allow you to choose providers who are out-of-network while still using your available insurance benefits to offset the costs of treatment and minimize the amount you pay out of pocket. This allows you to explore your options for dental care and choose a provider you like, trust and feel comfortable with, often while paying only a small amount out of pocket. 

How The Process Works

Prior to beginning any treatments, our knowledgeable and friendly staff will provide a financial consultation so you’re never in the dark about how much a treatment will cost or how much is eligible for coverage under insurance. We will also file all of the insurance forms for you and try to get every benefit you’re entitled to. We know that insurance can be complicated and it’s okay to be a little unsure about it; when you have questions, we have answers. Contact us today to schedule a consultation to learn more about how we can help with your dental care needs and insurance.

What if I Don’t Have Insurance?

Dental emergencies don’t wait until you’re insured to present themselves. If you’re uninsured and looking for quality dental care in the Richmond area, we can help. Everyone wants to have the most comfortable dental experience possible with trusted dentists who will never recommend a treatment unless it’s absolutely necessary, and that’s exactly what we provide. 


Contact us today to learn more about how we can help with your dental care needs and receive an estimate for any necessary treatments.

Other Forms of Payment

For expenses not covered by insurance, we accept several convenient payment methods: